Because it is excruciatingly and increasingly hard to make ends meet while in college and university, student debt is on the rise in Canada. Across the Canadian provinces in 2015 for instance, the share of insolvent debtors under 30 hovered around 10 per cent in 2015, according to data from Statistics Canada. Of those statistics, student loan debt accounted for approximately 33% of the insolvencies. Furthermore, most students live on limited resources nearly below the poverty level. A student’s source of funding are typically student loans, financial help from family, and part time jobs. In order to make ends meet, most students must watch every penny they spend. What this means is watching entertainment spending, cutting back on clothing expenses, cutting back the grocery bill, and limiting overall spend. There are multiple avenues to saving money in order to prevent having to take out maximum student loan, bank loan, or add to credit card debt. Gathered from personal experience, following are some tips for living on a budget as a student in the city.